About Our Agency

Allchoice Insurance is an independent insurance agency specializing in Life, Health, Property and Casualty Insurance Solutions. We work with the major insurance companies so we can offer our clients appropriate coverage for them. Our clients are located all across Michigan, giving us a great feel for the insurance landscape. We design plans with a focus on low costs, and proper benefit structure, which we combine with personalized insurance advice aimed at helping our clients make better-informed decisions.

Meet Our Team

Louis Isabell

Louis has been in the insurance industry for 30 years. His previous background was in the Automotive Industry (Ford and Chrysler) working in Manufacturing Engineering and Product Engineering. His last position was Product Engineering Manager at Chrysler Corp. He has a BSIE from Lawrence Technical University and an MBA from the University of Detroit.

He started in Health insurance working with individuals and groups by finding the best plans based on their needs. Louis is licensed in Health, Life, Accident, Property and Casualty insurance. He is Medicare certified annually with all plans available in Michigan and licensed in several other states. He was originally licensed in Series Seven for retirement plans.

After he started Allchoice Insurance in 1996, he added staff and expanded into Life Insurance, Medicare insurance, Home, Automobile and Commercial insurance. Today his agency has over 2,000 active clients. Louis is recognized by many of his clients for his Medicare expertise.

Gloria Ritchie

Gloria, the Office Manager, has been with Allchoice since 2016. She is also the commissions administrator and the life insurance coordinator. Gloria has a bachelor’s degree in Computer Studies and a master’s certificate in Quality and Systems. Her previous experience includes three years in management and administration in a medical imaging facility. In addition, she has 20-plus years in the automotive industry in both management and technical positions supporting IT and quality improvement systems.

Julie Hornick

Julie is licensed in Health, Life, Accident, Property and Casualty insurance and is annually certified for Medicare Insurance plans. Julie was previously an Administrator for a local school, managing the main office and setting up the schedules for the numerous activities of the school.

Julie oversees the Group health insurance plans, individual health insurance and Medicare insurance plans. Julie has been in the business for over two years. Julie is very organized. Clients continually compliment her on her attention to detail and her prompt replies to questions they have regarding their insurance plans.

Rebekka Cornell

Rebekka is licensed in Property and Casualty insurance and oversees the personal home and auto as well as the commercial insurance clients for Allchoice. She has eight years of customer service experience and is exceptional in working with our clients. Rebekka is an extremely hard worker and keeps the clients up to date and informed regarding the status of their insurance plans. She is often complimented on her thoroughness and follow up.

Caitlin McGehee

Caitlin works with Julie in Group health insurance plans, individual health insurance and Medicare insurance plans. Caitlin received a Degree from “Lansing Community College” and a Degree from the “Los Angeles College of Music”. Her previous experience is mostly in the customer service industry. She has proven herself both in customer service and her ability to understand the complexity of Health and Medicare insurance.

Allchoice Insurance

Owner Vicki Ferguson
1050 Wilshire Dr. Suite 280
Troy, MI 48084

 (586) 484-4050


Allchoice Insurance Agency, Inc
Div. of National Benefit Plans

Louis Isabell
28003 Center Oaks Ct #103
Wixom, MI 48393

 Toll Free: 800-889-2659