Medicare
Medicare Choices
Get the best value on Medicare Supplement Insurance and Medigap Plans through Allchoice Insurance. We are an Insurance Agent offering competitive quotes from the major carriers so you get the most protection for the least cost. Our experts will help you sort through the intricacies and ensure you get the best Medicare Insurance Plan.

Medicare Supplement Insurance Plans

Medicare Supplement Insurance Plans

Medicare Prescription Drug Plans (Part D)
Medicare Prescription Drug Plan (Part D). These plans (sometimes called “PDPs”) add drug coverage to Original Medicare, some Medicare Cost Plans, some Medicare Private Fee-for-Service (PFFS) Plans, and Medicare Medical Savings Account (MSA) Plans.
Each Medicare Prescription Drug Plan has its own list of covered drugs (called a formulary). Many Medicare drug plans place drugs into different “tiers” on their formularies. Drugs in each tier have a different cost.
A drug in a lower tier will generally cost you less than a drug in a higher tier. In some cases, if your drug is on a higher tier and your prescriber thinks you need that drug instead of a similar drug on a lower tier, you or your prescriber can ask your plan for an exception to get a lower copayment.

MEDICARE PART A
Medicare Part A covers your hospital expenses. This includes hospital stays, skilled nursing care, hospice, and home health-care services. You may have to pay various deductibles, coinsurance, and copayments. You earn Part A by paying taxes toward Medicare while working for 10 years (or 40 quarters). If you did not earn Part A, you will pay a premium.

MEDICARE PART B
Medicare Part B covers services that treat illnesses or conditions such as doctor’s office visits, lab work, x-rays, and outpatient surgeries. It also covers preventive services like cancer screenings and flu shots. Part B also covers medically necessary durable medical equipment such as wheelchairs and walkers to treat a disease or condition. Most people pay a premium for Part B. Even if you are enrolled in a Medicare Advantage plan that provides your Part A and Part B benefits, you will still pay your Part B premium.

MEDICARE PART D
Prescription Drug Plans
Allchoice Insurance
- Owner Vicki Ferguson 1050 Wilshire Dr. Suite 280 Troy, MI 48084
- (248) 362-4050
- https://nbplans.com/
Allchoice Insurance
- Louis Isabell 28003 Center Oaks Ct #103 Wixom, MI 48393
- Toll Free: 800-889-2659
- 248-349-5370
- 248-348-4492