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Oregon's motto is "She Flies with her Own Wings".

Affordable Health Insurance Oregon, Low Cost OR Health Insurance, Cheap Health Insurance Oregon, Affordable Health Insurance OR, Health Insurance in Oregon, Individual Oregon Health Insurance Quotes, Health Insurance Oregon.

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We offer many Affordable Oregon Health Insurance Plans with Quality Low Cost Health Insurance Companies in Oregon. If you are looking for Affordable OR Health Insurance, get a quote below.

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Why Should You Buy Oregon Health Insurance?

The cost of health care has risen drastically over the past few decades. If you do not have Oregon medical insurance to help pay bills, a serious injury or illness can be financially devastating to you and your family.  The most recent studies on bankruptcy show that approximately 50% of all personal bankruptcies are due to serious illness.  Even if you are ill for only three to six months the bills for Oregon health care can total from $30,000 to $200,000 and much more in some cases. If you don't have Oregon health insurance coverage you can be exposed to high health care bills; or, if you have too little or the wrong kind of coverage, you won't have enough protection. Add this to the bills you were unable to pay while unemployed and it is easy to see how bankruptcy occurs.

What To Look For When Buying Oregon Health Insurance

  • Be sure you feel confident working with the Oregon Health insurance agent and company you choose. It is a good idea to contact the Oregon state insurance department and check that the agent and the company you are working with are licensed to sell insurance in Oregon.

  • Learn what kinds of Oregon Health Insurance policies will provide what you need and pick the one best for you. For tips on what questions to ask go to our list of Important Questions when buying Health Insurance. Don't hesitate to shop around and ask a lot of questions.

  • Do not sign an application for Oregon Health Insurance until you review it carefully to be sure the answers are complete and accurate. Make sure that the word insurance is actually used and that there is no disclaimer stating that, This product is not insurance, nor is it intended to replace insurance. There are hundreds of insurance scams occurring around the country offering coverage for $50 to $130 to cover the whole family. Don't get caught in a scam. If it sounds too good to be true, its too good to be true.

  • When you buy an Oregon Health Insurance policy, make the check payable to the company, not the agent. Always pay by check or money order, and write your policy number on the payment. Do not give the agent your bank account number for automatic withdrawals until you have verified  the agent and Oregon Health Insurance company background information.

  • Ask for a receipt for all Oregon Health Insurance payments. The receipt should include your policy number, the date of payment and the name of the Oregon Health Insurance Company.

Tips for Avoiding Fraudulent Oregon Health Insurance Plans

  • The best tool for avoiding fraud is your phone. Call your Oregon Health insurance department and find out whether the insurance agent and Oregon Health Insurance company are licensed in the state.

  • Fraudulent plans are most often sold through direct mail solicitations, fax, radio ads or over the Internet, so be especially wary when responding to these solicitations.

  • If an Oregon Health Insurance policy costs far less than what other companies are charging, this could be a warning sign. Its a good thing to comparison shop, but if a policy is significantly cheaper, beware. If it sounds too good to be true, it probably is.

  • Beware of an Oregon Health Insurance agent or company that:

    • Refuses to provide proof of state licensure.

    • Insists on cash payments or automatic withdrawal.

    • States this is a one-time deal or your last chance for special savings.

    • Boasts that the coverage is available to anyone, regardless of history or risk.

    • Verbally states something is covered without showing you the details in a company publication.

    • Tells you no other company provides this coverage or that the only other company is much more expensive.

    • Tells you they can sell you any company but only has company publications for one company.

If you want to check the status of any company you can do so through the Oregon State Insurance office at http://www.cbs.state.or.us/external/ins/index.html or the National Association of Insurance Commissioners (NAIC) at  http://www.naic.org

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We provide Affordable Low Cost OREGON HEALTH INSURANCE, OREGON DISABILITY INSURANCE and OREGON MEDICARE SUPPLEMENTS. We have many companies for OREGON Small Business Health Insurance, Self Employed Health Insurance, Family Health Insurance, Individual Health Insurance and Disability Insurance. We represent many different insurance carriers so our Agency and agents can provide the best value Health Insurance in OREGON available for individuals, families, self employed, group and small businesses.

 There are many choices for OREGON Affordable Health Insurance. If you are looking for health insurance for an Individual, Family, self employed or Business there is a Low Cost Health Insurance plan in OREGON to fit your needs. Programs are available in Traditional, PPO, POS, HMO, HSA's (Health Savings Accounts) or for Catastrophic occurrences. You can use the instant quote buttons to get quotes from multiple insurance carriers and programs. We provide you with health insurance quotes from multiple OREGON Health Insurance companies. We help you choose the health insurance company and health insurance plan that best fits your needs. If you are looking for OREGON Health Insurance for an individual, family, small business, group or are self employed we can find an Affordable Health OREGON healthcare plan to meet your budget.

For OREGON Short Term Health Insurance or Temporary insurance you can get a quote. If you are traveling there is an instant quote button for travel insurance and international insurance. If you have a non-resident relative visiting the U.S. they can get instant quotes and apply for insurance from their country by applying on line through the travel insurance and international insurance SRI button.

Where to find more information on Oregon Healthcare and Health Insurance

If you would like more information on healthcare you can go to the U.S Agency for Healthcare Research and Quality at http://www.ahcpr.gov/consumer/

For a complete review of Oregon Health Insurance guidelines for Oregon Individual Health Insurance, Oregon Group Health Insurance, Cobra guidelines and more you can go to the Georgetown University publication for Oregon. The publication is titled "A Consumers Guide to Getting and Keeping Health Insurance in Oregon" and can be seen at http://www.healthinsuranceinfo.net/or.pdf

Allchoice, Inc. Insurance offers low cost  health insurance, healthcare plans, health savings account, high deductible plans, life insurance, medicare supplements and long term care with instant quotes. We serve the following Oregon communities;  Albany, Aloha, Andrews, Altamont, Beaverton, Bend, Canyon City, Chemult, Corvallis, Eugene, Florence, Fossil, Gold Beach, Grants Pass, Gresham, Halfway, La Grande, Lakeview, Lincoln City, Madras, McMinnville, Medford, Moro, North Bend, Pendleton, Portland, Salem, Seaside, Vale, Wagontire, and more.

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