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Medicare, Medigap, Michigan

 Dad's farm in summer 2004.
We offer, Medigap insurance MI, Michigan Medicare Supplements, Michigan Medicare Supplement Insurance, Medicare Prescription Plans MI, Medicare Part D MI, Medicare Supplemental Insurance in Michigan, Medicare Medigap Plans,  Medicare Advantage Plans, Michigan Medicare Supplemental Insurance, Michigan Medicare Supplement Insurance Plans. Pure Michigan describes the many outdoor pleasures available in Michigan.

 

Freedom is Our Choice. Socialism Leaves No Choice.

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 Welcome Michigan Residents and Seniors

Michigan is called The Water Wonderland and for good reason. It is surrounded on three sides by the Great Lakes and has 11,037 inland lakes. Michigan attracts tourists year round with the many opportunities to enjoy nature, the lakes and the great outdoors.

ACA (Obamacare) Impact on Medicare and Seniors

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Medicare & You Handbook 2013
Medicare Handbook 2012
Medicare Prescription Drug Formulary
Medicare Supplement Information & Applications 2011

Medicare Supplemental Insurance for Michigan

There are many Seniors who continue paying for a health insurance plan because they are unaware of the low cost Michigan Medicare Supplement options available to them. They often have limited incomes and/or living needs that exceed their income because they have not received the assistance they need in choosing the right Medigap Insurance or Michigan Medicare Prescription plan. We assist Seniors in finding the low cost options for Medicare Supplement Insurance, Medicare Supplement Companies and provide them with Medigap Insurance Quotes for several companies.  If you are looking for Medicare Supplement insurance or long term care insurance quotes, please fill out the quote request form and a local agent will contact you.
Our existing clients receive a printout from the Medicare website every year showing them the least expensive Medicare prescription plans (Medicare Part "D") based on their medications. Because the formularies and premiums change annually it is critical for seniors on limited incomes to stay in the lowest cost plans. Allchoice provides this as a free service to our senior clients. For those who are on a plan we provide the same report.
Our goal at Allchoice Insurance is to provide our senior clients with the lowest cost Medigap (Medicare Supplement), Medicare Part "D" (Medicare Prescription Part "D") and plans each year.

If you are looking for Medicare Supplement insurance, long term care insurance quotes, or for a free report on the Medicare Prescription plans and Medicare Advantage plans that best meet your needs, please fill out the appropriate form above and a representative will contact you.


When is the best time to buy a Michigan Medicare Supplement or Medigap Policy?
The best time to buy a Michigan Medicare supplement or Medigap policy is during your aging enrollment period (ICEP - initial coverage enrollment period). This period lasts for seven months.  It begins three months prior to your birth month, includes your birth month and lasts three months after your birth month. You must be enrolled in parts A and B. During this period, an insurance company cannot
-refuse to sell you any Medigap policy it sells,
-make you wait for coverage to start, or
-charge you more for a Medigap policy because of your health problems.

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