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The Arkansas state bird is the Mockingbird. It is capable of singing over 200 different songs.

We provide, Arkansas Health Insurance, Arkansas Medical, Affordable Health Insurance in Arkansas, Low Cost Health Insurance AR, Cheap Health Insurance Arkansas, Health Insurance Quotes Arkansas, and, Arkansas Medical Insurance.

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What seemed remote in 1948 now appears to be the rule of the land.


"The People Rule" is the Arkansas state motto. With the rapidly changing U.S. government into a form of european socialism it seems appropriate that this, along with "In God We Trust," should become the motto for the whole country.

Our Health Insurance page provides Quotes for  many plans of Low Cost and Affordable Arkansas Health Insurance..

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To find Arkansas Health Insurance Plans with all the Quality Health Insurance Companies in Arkansas you can click below for a quote.

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Your Rights under Arkansas Health Insurance Law 

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The only guarantee issue Arkansas Health Insurance policies for individuals with pre-existing medical conditions that prevent them from being insured with other Arkansas Health Insurance Companies are from the State of Arkansas. You must be a resident of Arkansas for a minimum of 90 days prior to applying. This program is also available for low income individuals.  The program is The Arkansas Comprehensive Health Insurance Plan at http://chiparkansas.org/  They can also be reached at 1-800-285-6477. There is a six (6) month waiting period before pre-existing medical conditions are covered.

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Why Should You Buy Arkansas Health Insurance?

Why is the cost of health care increasing so fast. There are many opinions, but regardless of the answers, you cannot afford to be without Health Insurance in Arkansas it. If you do not have Arkansas medical insurance to help pay bills, a serious injury or illness can be financially devastating to you and your family.  The most recent studies on bankruptcy show that approximately 50% of all personal bankruptcies are due to serious illness.  Even if you are ill for only three to six months the bills for Arkansas health care can total from $30,000 to $200,000 and much more in some cases. If you don't have Arkansas health insurance coverage you can be exposed to high health care bills; or, if you have too little or the wrong kind of coverage, you won't have enough protection. Add this to the bills you were unable to pay while unemployed and it is easy to see how bankruptcy occurs.

What To Look For When Buying Arkansas Health Insurance

  • Be sure you feel confident working with the Arkansas Health insurance agent and company you choose. It is a good idea to contact the Arkansas state insurance department and check that the agent and the company you are working with are licensed to sell insurance in Arkansas.

  • Learn what kinds of Arkansas Health Insurance policies will provide what you need and pick the one best for you. For tips on what questions to ask go to our list of Important Questions when buying Health Insurance. Don't hesitate to shop around and ask a lot of questions.

  • Do not sign an application for Arkansas Health Insurance until you review it carefully to be sure the answers are complete and accurate. Make sure that the word insurance is actually used and that there is no disclaimer stating that, This product is not insurance, nor is it intended to replace insurance. There are hundreds of insurance scams occurring around the country offering coverage for $50 to $130 to cover the whole family. Don't get caught in a scam. If it sounds too good to be true, its too good to be true.

  • When you buy an Arkansas Health Insurance policy, make the check payable to the company, not the agent. Always pay by check or money order, and write your policy number on the payment. Do not give the agent your bank account number for automatic withdrawals until you have verified  the agent and Arkansas Health Insurance company background information.

  • Ask for a receipt for all Arkansas Health Insurance payments. The receipt should include your policy number, the date of payment and the name of the Arkansas Health Insurance Company.

Tips for Avoiding Fraudulent Arkansas Health Insurance Plans

  • The best tool for avoiding fraud is your phone. Call your Arkansas Health insurance department and find out whether the insurance agent and Arkansas Health Insurance company are licensed in the state.

  • Fraudulent plans are most often sold through direct mail solicitations, fax, radio ads or over the Internet, so be especially wary when responding to these solicitations.

  • If an Arkansas Health Insurance policy costs far less than what other companies are charging, this could be a warning sign. Its a good thing to comparison shop, but if a policy is significantly cheaper, beware. If it sounds too good to be true, it probably is.

  • Beware of an Arkansas Health Insurance agent or company that:

    • Refuses to provide proof of state licensure.

    • Insists on cash payments or automatic withdrawal.

    • States this is a one-time deal or your last chance for special savings.

    • Boasts that the coverage is available to anyone, regardless of history or risk.

    • Verbally states something is covered without showing you the details in a company publication.

    • Tells you no other company provides this coverage or that the only other company is much more expensive.

    • Tells you they can sell you any company but only has company publications for one company.

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If you want to check the status of any company you can do so through the Arkansas State Insurance office at http://insurance.arkansas.gov/ or the National Association of Insurance Commissioners (NAIC) at  http://www.naic.org

We provide Affordable Low Cost ARKANSAS HEALTH INSURANCE, ARKANSAS DISABILITY INSURANCE and ARKANSAS MEDICARE SUPPLEMENTS. We have many companies for ARKANSAS Small Business Health Insurance, Self Employed Health Insurance, Family Health Insurance, Individual Health Insurance and Disability Insurance. We represent many different insurance carriers so our Agency and agents can provide the best value Health Insurance in ARKANSAS available for individuals, families, self employed, group and small businesses.

 There are many choices for ARKANSAS Affordable Health Insurance. If you are looking for health insurance for an Individual, Family, self employed or Business there is a Low Cost Health Insurance plan in ARKANSAS to fit your needs. Programs are available in Traditional, PPO, POS, HMO, HSA's (Health Savings Accounts) or for Catastrophic occurrences. You can use the instant quote buttons to get quotes from multiple insurance carriers and programs. We provide you with health insurance quotes from multiple ARKANSAS Health Insurance companies. We help you choose the health insurance company and health insurance plan that best fits your needs. If you are looking for ARKANSAS Health Insurance for an individual, family, small business, group or are self employed we can find an Affordable Health ARKANSAS healthcare plan to meet your budget.

For ARKANSAS Short Term Health Insurance or Temporary insurance you can get a quote. If you are traveling there is an instant quote button for travel insurance and international insurance. If you have a non-resident relative visiting the U.S. they can get instant quotes and apply for insurance from their country by applying on line through the travel insurance and international insurance SRI button.

Where to find more information on Arkansas Healthcare and Health Insurance

If you would like more information on healthcare you can go to the U.S Agency for Healthcare Research and Quality at http://www.ahcpr.gov/consumer/

For a complete review of Arkansas Health Insurance guidelines for Arkansas Individual Health Insurance, Arkansas Group Health Insurance, Cobra guidelines and more you can go to the Georgetown University publication for Arkansas. The publication is titled "A Consumers Guide to Getting and Keeping Health Insurance in Arkansas" and can be seen at http://www.healthinsuranceinfo.net/ar.pdf

Allchoice, Inc. Insurance offers low cost  health insurance, healthcare plans, health savings account, high deductible plans, life insurance, medicare supplements and long term care with instant quotes. We serve the following Arkansas communities; Ashdown, Blytheville, Camden, Conway,  El Dorado, Fayetteville, Forrest City, Fort Smith, Hampton, Harrison, Hot Springs, Jacksonville, Jonesboro, Lake Village, Little Rock, Marshall, Mena, Melbourne, Murfreesboro, Newport, Paragould, Pine Bluff, Rison, Rogers, Russellville, Sherwood, Springdale, West Helena,  and many more.

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