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The Willow Ptarmigan is Alaska's State Bird.

Alaska Health Insurance, Affordable Health Insurance Alaska, Low Cost Health Insurance in Alaska, Cheap Health Insurance Alaska, AK Health Insurance Quotes, Affordable AK Insurance, Alaska Medical.

How to Choose the Right Health Care Plan

National Healthcare already Damaging Health Care.

 Alaska Governor Refuses to enact Health Care Reform

Denali Care - Alaska Health Insurance for Uninsured children

Choosing Alaska Health Insurance- Things to Know.

Freedom is Our Choice. Socialism Leaves No Choice.


"North to the Future" is the state song and motto for Alaska. Alaska, being the most northern state, has cold or cool weather most of the year. Its rugged frontier landscape is meant only for the hardiest people. Alaskans often joke that their mosquitos are so large they are mistaken for the State Bird.

How ACA (Obamacare) Affects Uninsured Families & Individuals

How ACA (Obamacare) Affects Small Business

How ACA Affects Large Business / 50 + Employees (allow 30 second load)

Are you looking for Alaska Health Insurance Plans with all the Quality Health Insurance Companies in Alaska? You can get a quote for low cost AK Health Insurance below.

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Important Articles on the ACA (Affordable Care Act)

National Healthcare articles

Overview of the Healthcare Bill

Missionary Insurance

--Where to find more information on Health Insurance in Alaska
--General Articles on Health Care
--How to find Insurance company complaint ratios
Important questions to ask when buying Health Insurance

State of Alaska Insurance Company Complaint Information
National Insurance Company Complaint Information from NAIC
--Alaska Complaint Ratios

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Your Rights under Alaska Health Insurance Law 

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The only guarantee issue Alaska Health Insurance policies for individuals with pre-existing medical conditions that prevent them from being insured with other Alaska Health Insurance Companies are from the State of Alaska. This program is also available for low income individuals.  The program is The Alaska Comprehensive Health Insurance Association at http://www.achia.com  They can also be reached at 1-888-290-0616. There is a six (6) month waiting period period before pre-existing medical conditions are covered.

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Why Should You Buy Alaska Health Insurance?

The premiums for health care insurance plans will continue to rise under the national health care law. If you do not have Alaska medical insurance to help pay bills, a serious injury or illness can be financially devastating to you and your family.  The most recent studies on bankruptcy show that approximately 50% of all personal bankruptcies are due to serious illness.  Even if you are ill for only three to six months the bills for Alaska health care can total from $30,000 to $200,000 and much more in some cases. If you don't have Alaska health insurance coverage you can be exposed to high health care bills; or, if you have too little or the wrong kind of coverage, you won't have enough protection. Add this to the bills you were unable to pay while unemployed and it is easy to see how bankruptcy occurs.

What To Look For When Buying Alaska Health Insurance

  • Be sure you feel confident working with the Alaska Health insurance agent and company you choose. It is a good idea to contact the Alaska state insurance department and check that the agent and the company you are working with are licensed to sell insurance in Alaska.

  • Learn what kinds of Alaska Health Insurance policies will provide what you need and pick the one best for you. For tips on what questions to ask go to our list of Important Questions when buying Health Insurance. Don't hesitate to shop around and ask a lot of questions.

  • Do not sign an application for Alaska Health Insurance until you review it carefully to be sure the answers are complete and accurate. Make sure that the word insurance is actually used and that there is no disclaimer stating that, This product is not insurance, nor is it intended to replace insurance. There are hundreds of insurance scams occurring around the country offering coverage for $50 to $130 to cover the whole family. Don't get caught in a scam. If it sounds too good to be true, its too good to be true.

  • When you buy an Alaska Health Insurance policy, make the check payable to the company, not the agent. Always pay by check or money order, and write your policy number on the payment. Do not give the agent your bank account number for automatic withdrawals until you have verified  the agent and Alaska Health Insurance company background information.

  • Ask for a receipt for all Alaska Health Insurance payments. The receipt should include your policy number, the date of payment and the name of the Alaska Health Insurance Company.

Tips for Avoiding Fraudulent Alaska Health Insurance Plans

  • The best tool for avoiding fraud is your phone. Call your Alaska Health insurance department and find out whether the insurance agent and Alaska Health Insurance company are licensed in the state.

  • Fraudulent plans are most often sold through direct mail solicitations, fax, radio ads or over the Internet, so be especially wary when responding to these solicitations.

  • If an Alaska Health Insurance policy costs far less than what other companies are charging, this could be a warning sign. Its a good thing to comparison shop, but if a policy is significantly cheaper, beware. If it sounds too good to be true, it probably is.

  • Beware of an Alaska Health Insurance agent or company that:

    • Refuses to provide proof of state licensure.

    • Insists on cash payments or automatic withdrawal.

    • States this is a one-time deal or your "last chance for special savings."

    • Boasts that the coverage is available to anyone, regardless of history or risk.

    • Verbally states something is covered without showing you the details in a company publication.

    • Tells you no other company provides this coverage or that the only other company is much more expensive.

    • Tells you they can sell you any company but only has company publications for one company.

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You may want to check the status of any Alaska Health Insurance Company you can do so through the Alaska State Insurance Office at http://www.dced.state.ak.us/insurance/ or the National Association of Insurance Commissioners (NAIC) at  http://www.naic.org

 There are many choices for Alaska Affordable Health Insurance Plans. If you are looking for health insurance for an Individual, Family, self employed or Business there is a  Low Cost Health Insurance in Alaska health plan to fit your needs. Programs are available in Traditional, PPO, POS, HMO, HSA's (Health Savings Accounts) or for Catastrophic occurrences. You can use the instant quote buttons to get quotes from multiple insurance carriers and programs. We provide you with health insurance quotes from multiple Alaska Health Insurance companies. We help you choose the health insurance company and health insurance plan that best fits your needs. If you are looking for Health Insurance for Alaska as an individual, family, small business, group or are self employed we can find an  Affordable Health Insurance in Alaska healthcare plan to meet your budget.

For Alaska Short Term Health Insurance or Temporary insurance you can get a quote.  If you are traveling there is an instant quote button for travel insurance and international insurance.  If you have a non-resident relative visiting the U.S. they can get instant quotes and apply for insurance from their country by applying on line through the travel insurance and international insurance SRI button.

Allchoice, Inc. Insurance offers low cost  health insurance, healthcare plans, health savings account, high deductible plans, life insurance, medicare supplements and long term care with instant quotes. We serve the following Alaska communities;  Anchorage, Barrow, Bethel, Cordova, Fairbanks, Juneau, Ketchikan, Nome, Prudhoe Bay, Sitka, Valdez, and many more.

Where to find more information on Alaska Healthcare and Health Insurance

If you would like more information on healthcare you can go to the U.S. Agency for Healthcare Research and Quality at http://www.ahcpr.gov/consumer/

For a complete review of Alaska Health Insurance guidelines for Alaska Individual Health Insurance, Alaska Group Health Insurance, Cobra guidelines and more you can go to the Georgetown University publication for Alaska. The publication is titled "A Consumers Guide to Getting and Keeping Health Insurance in Alaska" and can be seen at http://www.healthinsuranceinfo.net/ak.pdf

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